Mortgage Services

With all the TV and radio commercials touting low interest rates on home mortgages, it is no wonder home buyers assume that getting a mortgage loan is as easy as getting a car loan. The truth is that getting a home mortgage is a much more complex transaction. Car loans don’t involve variables such as, points and fees, changing interest rates or terms of 30 years.

When you buy a home, you need to ask yourself questions like:

• Which one of the dozens of mortgages available do I need and can I afford it?
• How difficult will it be to resell this property in the future?
• How will changes in interest rates affect my mortgage payment?
• Am I going to be happy with this loan?
• If a financial crisis happens how can my lender help me recover?

These questions aren’t easy to answer and working with a mortgage professional who can guide you through the process can make the difference between getting the right mortgage or the wrong mortgage.

What sets me apart from other Mortgage Lenders is that I listen. I ask questions specifically designed to help you decide on the best mortgage loan for you. Working together we get to the heart of why this mortgage loan is important to you and what it is you hope to accomplish. This creates a win-win for the both of us. Ultimately that is the best way to do business.

I spend many hours a week on continuing education keeping up on current market trends, reading advance material at home and developing new ways to enhance your home buying experience. I do all of this so that I can offer you the most comprehensive and up to date mortgage information.

My degree in Economics has given me the skills to see cause and effect and understand their impact over the long run. Unlike many mortgage brokers, I give advice based upon education not an educated guess. I am able to plainly and clearly communicate with you about the mortgage process, show you how to interrupt that information and ultimately benefit from it.

Most Mortgage Professionals do not emphasize their client’s success beyond the closing of the loan. Over the years, I have developed systems to keep you informed not only about money and credit but also how to manage your mortgage and to increase the value of your home.